Stocks TelegraphStocks Telegraph
Stock Ideas

FICO Financial Statements and Analysis

NYSE : FICO

Fair Isaac Corporation

$1,880.32
-13.87-0.73%
At Close 4:00 PM
71.28
BESG ScoreESG Rating

FICO FINANCIAL STATEMENTS

An instrumental part of fundamental analysis is measuring key indicators of an asset, which are the factors that can influence its value and price. However, sometimes investors show more interest in financial statements with other factors to determine whether investing in that company is the right decision. Financial statements of a company include:

  • Balance Sheet
  • Income Statement
  • Cash Flow Statement

FICO Income Statement

A company's income statement helps investors and business owners determine whether the company is profitable or losing money. Profitability is a key factor investors consider before investing in a stock. Income statements provide them with information about a company's profitability over time. The statement also enables them to observe trends in company spending and earnings since it breaks down individual costs and revenues. Income statements also provide details on where a company's money is going when it isn't profitable or its profits fluctuate.

Date2024-09-302024-06-302024-03-312023-12-312023-09-30
reported currencyUSDUSDUSDUSDUSD
calendar year20242024202420242023
periodQ4Q3Q2Q1Q4
revenue453.809M447.849M433.809M382.059M389.733M
cost of revenue89.574M88.50M87.221M83.461M82.832M
gross profit364.235M359.349M346.588M298.598M306.901M
gross profit ratio0.8030.8020.7990.7820.787
research and development expenses44.208M44.217M40.88M42.635M41.596M
general and administrative expenses000089.531M
selling and marketing expenses00009.80M
selling general and administrative expenses122.757M124.881M110.867M104.329M99.331M
other expenses92.00K3.935M3.986M3.393M-25.234M
operating expenses167.057M169.098M151.747M147.239M141.202M
cost and expenses256.631M257.598M238.968M230.70M224.034M
interest income00000
interest expense28.515M26.868M26.093M24.162M24.304M
depreciation and amortization3.815M3.834M3.354M2.824M2.996M
ebitda203.713M198.02M202.181M157.576M168.695M
ebitda ratio0.4490.4330.4570.4120.433
operating income197.178M190.251M194.841M151.359M165.699M
operating income ratio0.4340.4250.4490.3960.425
total other income expenses net-25.795M-22.933M-22.107M-20.769M-25.234M
income before tax171.383M167.318M172.734M130.59M140.465M
income before tax ratio0.3780.3740.3980.3420.36
income tax expense35.692M41.062M42.935M9.525M39.041M
net income135.691M126.256M129.799M121.065M101.424M
net income ratio0.2990.2820.2990.3170.26
eps5.545.125.234.894.09
eps diluted5.445.055.164.804.01
weighted average shs out24.501M24.646M24.819M24.764M24.826M
weighted average shs out dil24.95M25.015M25.154M25.219M25.273M
Graph

FICO Balance Sheet

Balance sheet summarizes a company's financials and can be used as a basis by investors to determine the value of a company. It shows the value of the stock, as well as the assets and liabilities of the company. A company's balance sheet displays how its assets are put to use and how those assets are financed, based on the liabilities section. Both investors and analysts analyze a company's balance sheet to determine how it allocates its resources.

Date2024-09-302024-06-302024-03-312023-12-312023-09-30
reported currencyUSDUSDUSDUSDUSD
calendar year20242024202420242023
periodQ4Q3Q2Q1Q4
cash and cash equivalents
short term investments
cash and short term investments
net receivables
inventory
other current assets
total current assets
property plant equipment net
goodwill
intangible assets
goodwill and intangible assets
long term investments
tax assets
other non current assets
total non current assets
other assets
total assets
account payables
short term debt
tax payables
deferred revenue
other current liabilities
total current liabilities
long term debt
deferred revenue non current
deferred tax liabilities non current
other non current liabilities
total non current liabilities
other liabilities
capital lease obligations
total liabilities
preferred stock
common stock
retained earnings
accumulated other comprehensive income loss
other total stockholders equity
total stockholders equity
total equity
total liabilities and stockholders equity
minority interest
total investments
total debt
net debt
Graph

FICO Cash Flow

A cash flow statement is regarded as a valuable indicator of profitability and the long-term outlook for a company. It assists the company in evaluating whether it has sufficient funds to cover its expenses. Essentially, a cash flow statement represents an organization's financial health. The cash flow statement, which measures the business's ability to operate in the short as well as long term, is broken down into operating, investing, and financing activities.

Date2024-06-302024-03-312023-12-312023-09-302023-06-30
reported currencyUSDUSDUSDUSDUSD
calendar year20242024202420232023
periodQ3Q2Q1Q4Q3
deferred income tax-5.972M-8.606M-4.435M-9.583M-19.435M
stock based compensation42.435M35.448M31.574M34.097M32.995M
change in working capital44.459M-88.816M-30.343M30.315M-25.372M
accounts receivables24.978M-100.06M27.399M-5.112M-51.216M
inventory00-29.947M2.768M-2.226M
accounts payables4.011M63.00K-642.00K2.298M2.748M
other working capital15.47M11.181M-27.153M30.361M25.322M
other non cash items23.433M142.009M1.435M4.80M2.328M
net cash provided by operating activities213.331M71.035M122.12M164.049M122.622M
investments in property plant and equipment-7.645M-9.422M-1.361M-1.068M-792.00K
acquisitions net001.057M-295.00K295.00K
purchases of investments-1.033M-2.604M-14.224M-1.975M-633.00K
sales maturities of investments284.00K2.404M13.167M63.00K338.00K
other investing activites-6.667M-5.58M-1.057M295.00K-295.00K
net cash used for investing activites-8.394M-9.622M-2.418M-2.98M-1.087M
debt repayment-75.633M-79.85M-70.75M-136.75M-106.75M
common stock issued743.00K10.438M4.499M20.203M398.00K
common stock repurchased-254.698M-171.769M-71.704M-120.368M-100.868M
dividends paid00000
other financing activites-3.437M-1.875M208.089M73.353M109.627M
net cash used provided by financing activities-181.759M-83.356M-99.866M-183.765M-97.991M
effect of forex changes on cash-2.802M-2.811M3.807M-3.548M1.707M
net change in cash20.376M-24.754M23.643M-26.244M25.251M
cash at end of period156.043M135.667M160.421M136.778M163.022M
cash at beginning of period135.667M160.421M136.778M163.022M137.771M
operating cashflow213.331M71.035M122.12M164.049M122.622M
capital expenditure-7.645M-9.422M-1.361M-1.068M-792.00K
free cash flow205.686M61.613M120.759M162.981M121.83M
Graph

Frequently Asked Questions

How did Fair Isaac Corporation do last quarter? What was its Total Revenue and Cost of Revenue?

A company's Total Revenue reveals how much money it generates before any expenses or deductions are made. As a result, this metric informs investors/stakeholders how much money the business makes. Tracking and understanding it is essential for evaluating a company's growth. As opposed to revenue, Cost of Revenue is any expenses a business incur to generate revenue. There can be high revenue in a business, but if the costs are high, it won't make a profit and will go out of business when money runs out. Therefore, FICO generated $453.81M in revenue last quarter, while its costs came in at $89.57M.

Last quarter, how much Gross Profit did Fair Isaac Corporation report?

A business's Gross Profit is a key indicator of its profitability and financial performance. In other words, it reflects how efficiently a business uses labor, raw materials, and other resources. Fair Isaac Corporation reported a $364.24M Gross Profit for the quarter ended Jun 30, 2024.

Have FICO's Total Operating Expenses and Operating Income been favorable recently?

Operational Expenses represent the costs a company must incur to generate revenue, which is the ultimate goal of a business, whereas Operating Income shows the revenue left after operational direct and indirect costs have been deducted. FICO incurred $167.06M worth of Operating Expenses, while it generated $197.18M worth of Operating Income.

How much Net Income has FICO posted recently?

The Net Income of a company is one of the factors investors consider when investing in the company. According to recent earnings report from Fair Isaac Corporation, the company generated $135.69M in Net Income. When a company has a history of consistent net income, investors are more likely to invest in it since they know they will get a return.

At the end of the last quarter, how much Cash and Equivalents did Fair Isaac Corporation have?

The amount of Cash and Cash Equivalents is an effective indicator of the financial strength and well-being of a company. An excess cash situation occurs when a company has more cash and cash equivalents than it needs for operating activities. The amount of Cash and Cash Equivalents available to Fair Isaac Corporation as of the end of the last quarter was -.

What are FICO's Total Net Receivables for the last quarter?

Total Net Receivables are a company's outstanding debts to its customers. Therefore, it refers to the amount that a company expects to collect from its customers. The higher a company's net receivables are, the more confident it is that it can collect money from its debtors. As of the end of the last quarter, FICO had Total Net Receivables of -.

In terms of Total Assets and Current Assets, where did Fair Isaac Corporation stand at?

An asset with an economic value within a year is considered a current asset. Total assets, however, also include long-term fixed assets, intangible assets, and other non-current assets. The current Assets of FICO were -, while the Total Assets stand at -.

As of the last quarter, how much Total Debt did Fair Isaac Corporation have?

The total debt of a business refers to how much it borrows. A company's current and long-term liabilities are added together to calculate its Total Debt. A debt ratio may be taken into account on a balance sheet by financial lenders, investors, and business leaders when making informed decisions about future loans or investments. The total amount of FICO's debt was - at the end of the last quarter.

What were FICO's Total Liabilities during the last reported quarter?

A company's total liabilities are the sum of all debts it is liable for, including any off-balance shee liabilities it may incur. This can be calculated by adding up all short-term and long-term liabilities. In its last quarter, FICO reported total liabilities of -.

How much did FICO's Working Capital change over the last quarter?

Working Capital Change for FICO was $44.46M over the last quarter. Working Capital Change refers to the difference between net working capital amounts at the end of one accounting period and the end of another. It tells investors/stakeholders how much the company's cash flow will differ from its Net Income (i.e., after-tax profits). More powerful companies often have positive Change in Working Capital numbers as they have increased control over collecting cash from customers and delaying payments to suppliers.

FICO generated how much cash from operating activities?

An operating cash flow statement usually contains cash from operating activities in the first section. An organization's cash from operating activities refers to the money it takes in and takes out as a result of its regular business operations. FICO generated $213.33M of Cash from Operating Activities during its recently reported quarter.

What was FICO's latest reported Net Change in Cash?

An increase or decrease in cash and cash equivalent balances within a specified period is considered the net change in cash in a cash flow statement. Furthermore, it takes into account cash changes as a result of investments, financing, and operating activities. FICO reported a $20.38M Net Change in Cash in the most recent quarter.

logo

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

Stocks Telegraph does not provide any advice or recommendations for buying or selling stocks, securities, or other financial products. Information contained on this website is for informational purposes only and should not be construed as professional financial, investment or other advice. Stocks Telegraph is not liable for any loss or damage that may occur as a result of reliance on this data.

© 2025 Stocks Telegraph All rights reserved.
Most stock quote data provided by financialmodelingprep.com

stockstelegraph

Don't have an account?

stockstelegraph

Don't have an account?

stockstelegraph

Already have an account?

stockstelegraph
Smart Screening Tools for Exceptional Returns
stockstelegraph

For just $1, you can unlock ST Grading’s top-rated stocks that consistently beat the market. Our AI-powered Smart Screener finds winning trades in seconds, helping you uncover hidden opportunities before others do.

Ready to Win Big?

Try Now for Just $1!
stockstelegraph