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NU Financial Statements and Analysis

NYSE : NU

Nu Holdings Ltd.

$13.34
0.035+0.26%
Open: 11:04 AM
54.55
BESG ScoreESG Rating

NU FINANCIAL STATEMENTS

An instrumental part of fundamental analysis is measuring key indicators of an asset, which are the factors that can influence its value and price. However, sometimes investors show more interest in financial statements with other factors to determine whether investing in that company is the right decision. Financial statements of a company include:

  • Balance Sheet
  • Income Statement
  • Cash Flow Statement

NU Income Statement

A company's income statement helps investors and business owners determine whether the company is profitable or losing money. Profitability is a key factor investors consider before investing in a stock. Income statements provide them with information about a company's profitability over time. The statement also enables them to observe trends in company spending and earnings since it breaks down individual costs and revenues. Income statements also provide details on where a company's money is going when it isn't profitable or its profits fluctuate.

Date2024-09-302024-06-302024-03-312023-12-312023-09-30
reported currencyUSDUSDUSDUSDUSD
calendar year20242024202420232023
periodQ3Q2Q1Q4Q3
revenue2.943B2.849B2.736B2.184B1.493B
cost of revenue1.595B1.489B1.554B685.764M613.617M
gross profit1.349B1.359B1.182B1.498B879.646M
gross profit ratio0.4580.6410.6980.6860.589
research and development expenses00000
general and administrative expenses284.706M319.713M315.785M261.492M233.368M
selling and marketing expenses231.458M210.668M197.439M71.344M46.483M
selling general and administrative expenses516.164M530.381M513.224M332.836M279.851M
other expenses108.677M103.623M89.758M-937.872M-65.242M
operating expenses2.096B634.004M602.982M937.872M214.609M
cost and expenses2.096B2.123B2.157B1.624B214.609M
interest income2.474B2.383B2.28B1.951B1.733B
interest expense760.959M665.191M660.715M605.638M537.649M
depreciation and amortization19.269M18.333M18.465M16.545M19.194M
ebitda743.059M743.754M597.002M576.472M430.739M
ebitda ratio0.2520.3570.2430.2640.288
operating income723.79M725.421M578.537M559.927M411.545M
operating income ratio0.2460.4440.2350.2560.276
total other income expenses net0000.0070.005
income before tax723.79M725.421M578.537M559.927M411.545M
income before tax ratio0.2460.3480.2350.2560.276
income tax expense170.404M238.149M199.723M199.05M108.509M
net income553.386M487.272M378.814M360.877M303.036M
net income ratio0.1880.2340.1540.1650.203
eps0.120.100.0790.0760.064
eps diluted0.110.100.0780.0740.062
weighted average shs out4.798B4.788B4.773B4.766B4.752B
weighted average shs out dil4.889B4.881B4.886B4.875B4.857B
Graph

NU Balance Sheet

Balance sheet summarizes a company's financials and can be used as a basis by investors to determine the value of a company. It shows the value of the stock, as well as the assets and liabilities of the company. A company's balance sheet displays how its assets are put to use and how those assets are financed, based on the liabilities section. Both investors and analysts analyze a company's balance sheet to determine how it allocates its resources.

Date2024-09-302024-06-302024-03-312023-12-312023-09-30
reported currencyUSDUSDUSDUSDUSD
calendar year20242024202420232023
periodQ3Q2Q1Q4Q3
cash and cash equivalents
short term investments
cash and short term investments
net receivables
inventory
other current assets
total current assets
property plant equipment net
goodwill
intangible assets
goodwill and intangible assets
long term investments
tax assets
other non current assets
total non current assets
other assets
total assets
account payables
short term debt
tax payables
deferred revenue
other current liabilities
total current liabilities
long term debt
deferred revenue non current
deferred tax liabilities non current
other non current liabilities
total non current liabilities
other liabilities
capital lease obligations
total liabilities
preferred stock
common stock
retained earnings
accumulated other comprehensive income loss
other total stockholders equity
total stockholders equity
total equity
total liabilities and stockholders equity
minority interest
total investments
total debt
net debt
Graph

NU Cash Flow

A cash flow statement is regarded as a valuable indicator of profitability and the long-term outlook for a company. It assists the company in evaluating whether it has sufficient funds to cover its expenses. Essentially, a cash flow statement represents an organization's financial health. The cash flow statement, which measures the business's ability to operate in the short as well as long term, is broken down into operating, investing, and financing activities.

Date2024-06-302024-03-312023-12-312023-09-302023-06-30
reported currencyUSDUSDUSDUSDUSD
calendar year20242024202320232023
periodQ2Q1Q4Q3Q2
deferred income tax-185.86M-215.319M-208.997M-198.739M-163.96M
stock based compensation80.199M78.649M-2.901B52.12M58.993M
change in working capital947.964M-707.181M3.904B-5.487B733.665M
accounts receivables-182.129M-1.453B-2.868B-1.814B-1.67B
inventory000-4.245B-834.384M
accounts payables-795.565M-156.255M0287.939M834.26M
other working capital1.13B745.886M6.772B283.474M2.404B
other non cash items2.489B2.78B4.691B2.077B832.226M
net cash provided by operating activities3.538B764.808M5.863B-3.234B1.70B
investments in property plant and equipment-16.828M-26.783M-30.867M-47.476M-52.145M
acquisitions net3.401M0000
purchases of investments52.903M-218.559M000
sales maturities of investments00-580.261M-942.449M253.428M
other investing activites-13.637M-26.573M-2.576B942.449M-253.428M
net cash used for investing activites-883.271M-1.362B-3.188B-47.476M-52.145M
debt repayment-460.789M-258.261M-10.185M-37.525M-12.491M
common stock issued665.00K1.782M1.107M1.028M4.994M
common stock repurchased00000
dividends paid00000
other financing activites665.00K1.782M-1.398M363.735M75.706M
net cash used provided by financing activities459.71M258.22M9.894M327.238M68.209M
effect of forex changes on cash-617.986M449.40M24.295M-6.823M148.722M
net change in cash2.497B110.218M2.71B-2.961B1.865B
cash at end of period8.53B6.034B5.923B3.214B6.175B
cash at beginning of period6.034B5.923B3.214B6.175B4.31B
operating cashflow3.538B764.808M5.863B-3.234B1.70B
capital expenditure-16.828M-26.783M-30.867M-47.476M-52.145M
free cash flow3.521B738.025M5.832B-3.282B1.648B
Graph

Frequently Asked Questions

How did Nu Holdings Ltd. do last quarter? What was its Total Revenue and Cost of Revenue?

A company's Total Revenue reveals how much money it generates before any expenses or deductions are made. As a result, this metric informs investors/stakeholders how much money the business makes. Tracking and understanding it is essential for evaluating a company's growth. As opposed to revenue, Cost of Revenue is any expenses a business incur to generate revenue. There can be high revenue in a business, but if the costs are high, it won't make a profit and will go out of business when money runs out. Therefore, NU generated $2.94B in revenue last quarter, while its costs came in at $1.59B.

Last quarter, how much Gross Profit did Nu Holdings Ltd. report?

A business's Gross Profit is a key indicator of its profitability and financial performance. In other words, it reflects how efficiently a business uses labor, raw materials, and other resources. Nu Holdings Ltd. reported a $1.35B Gross Profit for the quarter ended Jun 30, 2024.

Have NU's Total Operating Expenses and Operating Income been favorable recently?

Operational Expenses represent the costs a company must incur to generate revenue, which is the ultimate goal of a business, whereas Operating Income shows the revenue left after operational direct and indirect costs have been deducted. NU incurred $2.10B worth of Operating Expenses, while it generated $723.79M worth of Operating Income.

How much Net Income has NU posted recently?

The Net Income of a company is one of the factors investors consider when investing in the company. According to recent earnings report from Nu Holdings Ltd., the company generated $553.39M in Net Income. When a company has a history of consistent net income, investors are more likely to invest in it since they know they will get a return.

At the end of the last quarter, how much Cash and Equivalents did Nu Holdings Ltd. have?

The amount of Cash and Cash Equivalents is an effective indicator of the financial strength and well-being of a company. An excess cash situation occurs when a company has more cash and cash equivalents than it needs for operating activities. The amount of Cash and Cash Equivalents available to Nu Holdings Ltd. as of the end of the last quarter was -.

What are NU's Total Net Receivables for the last quarter?

Total Net Receivables are a company's outstanding debts to its customers. Therefore, it refers to the amount that a company expects to collect from its customers. The higher a company's net receivables are, the more confident it is that it can collect money from its debtors. As of the end of the last quarter, NU had Total Net Receivables of -.

In terms of Total Assets and Current Assets, where did Nu Holdings Ltd. stand at?

An asset with an economic value within a year is considered a current asset. Total assets, however, also include long-term fixed assets, intangible assets, and other non-current assets. The current Assets of NU were -, while the Total Assets stand at -.

As of the last quarter, how much Total Debt did Nu Holdings Ltd. have?

The total debt of a business refers to how much it borrows. A company's current and long-term liabilities are added together to calculate its Total Debt. A debt ratio may be taken into account on a balance sheet by financial lenders, investors, and business leaders when making informed decisions about future loans or investments. The total amount of NU's debt was - at the end of the last quarter.

What were NU's Total Liabilities during the last reported quarter?

A company's total liabilities are the sum of all debts it is liable for, including any off-balance shee liabilities it may incur. This can be calculated by adding up all short-term and long-term liabilities. In its last quarter, NU reported total liabilities of -.

How much did NU's Working Capital change over the last quarter?

Working Capital Change for NU was $947.96M over the last quarter. Working Capital Change refers to the difference between net working capital amounts at the end of one accounting period and the end of another. It tells investors/stakeholders how much the company's cash flow will differ from its Net Income (i.e., after-tax profits). More powerful companies often have positive Change in Working Capital numbers as they have increased control over collecting cash from customers and delaying payments to suppliers.

NU generated how much cash from operating activities?

An operating cash flow statement usually contains cash from operating activities in the first section. An organization's cash from operating activities refers to the money it takes in and takes out as a result of its regular business operations. NU generated $3.54B of Cash from Operating Activities during its recently reported quarter.

What was NU's latest reported Net Change in Cash?

An increase or decrease in cash and cash equivalent balances within a specified period is considered the net change in cash in a cash flow statement. Furthermore, it takes into account cash changes as a result of investments, financing, and operating activities. NU reported a $2.50B Net Change in Cash in the most recent quarter.

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