UPST Stock Ownership Breakdown

A company's 13F filings with the Securities and Exchange Commission (SEC) provides investors with comprehensive information about institutional ownership in a listed company, a sign of strength in terms of how many institutions have confidence in that company. The number of institutional investors who currently own UPST shares is 459, representing 57.36% of the company's common stock.

GRYPHON FINANCIAL PARTNERS LLC, in the last quarter, reduced its stake in UPST by -20% restricting it's holding to 40 thousand shares of worth nearly $1.08M. GOLDMAN SACHS GROUP INC also lessened -30.83% of the UPST shares from its portfolio, reducing its holding to 836.19 thousand shares of worth $22.49M. MIRAE ASSET GLOBAL INVESTMENTS CO., LTD. also shunned UPST shares holding by -20.93% last quarter which brought its holding to 805.24 thousand shares worth $10.94M.

As per its latest 13F filing, MORGAN STANLEY increased its stake in UPST by 5.81% in the last quarter. The institutional holder raised its holding to 2.26 million shares having worth more than $60.67M. MIRACLE MILE ADVISORS, LLC also added 0.16% more shares of UPST to its portfolio, raising its holding to 40.37 thousand shares of worth $1.09M. COATUE MANAGEMENT LLC also increased its UPST shares holding by 27.18% which brought its holding to 870.95 thousand shares worth $23.42M.

The insider with the most stakes in UPST is Gu Paul , Chief Technology Offier at the company. Additionally, UPST stock is highly held by Chief Financial Officer Datta Sanjay and Chief Legal Officer Darling Scott among others.

Company executives, directors, and other insiders own 12.63% percent of Upstart Holdings, Inc.'s stock. Within the last six months, there have been 65 transaction(s) in which UPST insiders have sold stock, totaling 313.93K shares. Insiders that have sold shares include GIROUARD DAVE, GU PAUL, and SINGH CASSIDY SUKHINDER.

There have been 0 transaction(s) during the past 6-months in which Upstart Holdings, Inc. insiders have bought stock, totalling 0 shares

Around 22.03M Upstart Holdings, Inc. shares are held by insiders, which represents about 12.63% of UPST stock.

UPST Chief Technology Offier, Gu Paul holds the largest portfolio of the company's shares. UPST shares owned by Gu total nearly 863.07 thousand.

MORGAN STANLEY is the largest institutional owner in UPST which holds 2.26 million shares worth $60.67M or 2.69% of the total UPST shares outstanding followed by MIRACLE MILE ADVISORS, LLC with ownership of 40.37 thousand shares representing 0.05% of the UPST ownership. GRYPHON FINANCIAL PARTNERS LLC is the third largest stakeholder with 40 thousand shares or 0.05% of the ownership worth more than $1.08M.

Stock options give the owner the ability but not the obligation to buy or sell a security at a predetermined price and date. Stock options can be classified into two types: puts and calls. A put is a bet on falling stock, and a call is a bet on rising stock. As far as the UPST is concerned, it is a stock which is optionable.

Number of UPST shares short is 19.85M. Shares short is a market sentiment in which investors have sold their shares short in a given stock but have not yet covered them or closed them out.

As of today, 91.23M shares of UPST are outstanding.

Float represents the number of tradeable shares in a specific stock. By subtracting restricted and closely-held shares from a firm's total outstanding shares, we can calculate its floating stock. The term "closely-held shares" refers to shares held by employees, major shareholders, and company insiders. At present, UPST has 79.61M shares in float.

Short ratio is calculated by dividing the number of short shares, short interest or bets that shareholders will sell short from the average daily volume. A higher ratio indicates longer times needed to repurchase borrowed shares (sold). The short ratio for UPST is 3.22.